Take Charge of
Your Personal Loan

+ One Enquiry, Multiple Options
+ Loans For Most Credit Types
+ Credit Score Protection

We will find you the best options across the banks
and 20+ non bank lenders

The smart way

to finance your next personal loan

Buying Options

Dealerships, Private to Private, Auctions, Websites, Other

Personal Finance Options

Secure & Unsecure Loans, Fixed & Variable Loans, Business or Personal Use,  Used or New & All Lease Types

Personal Loan Amounts

$5,000 to $1m+

Test Drive Your Financing

Calculate your monthly repayment amount

Repayment Amounts

Apply Now

*Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you ‘the client’, this simulation and the resulting calculations ‘DO NOT CONSTITUTE A LOAN APPLICATION or OFFER’. It is a rough guide only for ease in simulation and does not take into account application fees, brokerage fees or any fees associated with the loan offer provided by the Finance provider. All interest rates displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering, other benefits are based on a personalised application, credit worthiness and other assumptions do apply.

Loan Eligibility & Documents

 Are you eligible for a personal loan?

To apply with Talk To A Broker, you must:

Be over 18 years of age

Hold a current & valid driver’s licence

Be an Australian Citizen or a Permanent Resident

Continuously employed or self employed for the last 6 months

Earn over $30k per annum

Documentation needed for your loan?

100-point ID is needed and consists of a combination of the following

Current Australian Passport, Valid Drivers Licence or Medicare card

Asset and Liabilities (details of your expenses)

Current bank statement, confirming your details

Proof of Income – 2 most recent payslips

Self Employed – provide 2 years of tax returns & NOA


Get the right options – We provide the very best possible options for your finance needs

  • At Talk To A Broker we partner with Australia’s leading brands in automotive finance.
  • Our loan experts can instantly provide you with the best options available for your needs.

Get the right features – We ensure the right features of the loan to suite you

  • End to end personalised service from preassessment, approval to settlement. Speak to one person the whole way through.
  • Talk To A Broker can provide added value & benefits to its clients, ranging from sourcing you a vehicle at a discounted rate to organising & funding the insurance you require at the end.
  • Our team pre-qualify your servicing ability before submission, saving a unnecessary enquiry in some cases.
  • We listen to all the loan features you require and explain options you may not know about.
  • Save more by understanding lesser-known features such as making additional payments, reduced early exit fees, , seasonal payments, establishment & account keeping fees.

Get the right terms – We will negotiate for the terms and conditions that are favourable to you

  • Flexibility with repayment frequency, to ensure it suites your monthly budget.
  • Interest rates, that are fixed for the duration of your account.
  • Set your loan period up to 7 years subject to lending criteria.


Need some help? Below are some common questions. If you can’t find your question or just need some help, call us on 1300 123 125

Why don't you advertise rates?

We have access to market leading rates across all of Australia’s leading brands in finance. We don’t believe in advertising the lowest rate to only then tell a borrower they may not qualify for it. We do provide full disclosure of rates available to each enquirer based on their particular background and circumstances.

In most situations, we are able to provide the lowest or most competitive rate attached with the best features and terms once we know what they qualify for.

Are there any restrictions with your personal loans?

Different lenders definitely have different restrictions, guidelines and features and that can be frustrating if you don’t understand them before applying. There is nothing more irritating than having strict criteria on what you can or cannot purchase.

At Talk To A Broker we are able to explain and provide you with options to meet your requirements before you submit any application through.

How can Talk To A Broker save me money?

There is no obligation in speaking with one of our experts and they can help you increase your loan savings, buying power or possibly both.

How long does it take to get approved and funded?

We have options to provide full approval and funding generally within 24hrs. The speed of approval is largely based on how quick you can provide the necessary documentation.

In most cases, documents required include your proof of income (payslips and other supporting income documents), Medicare card and driver’s licence, alongside a privacy form and application form which can be completed with one of our experts or in your own convenience/time.

Ready to get Pre-Approved?

Get a decision in minutes with no risk to your credit score.

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